Are thinking of doing some projects around the house, but don’t want to overspend and not recoup the costs when you sale? Don’t feel guilty about financing smaller, low-risk projects that are sure to increase your equity. For example, upgraded insulation may not be sexy, but according to the National Association of REALTORS’® “Remodeling Impact Report,” its median cost is just $2,100, and it recovers 95% of its value in a sale. So a small loan (that you can pay off quickly) might make sense, especially when you consider the energy savings.
Some Good bets include:
| Project | Median Cost | Recoup in $$ |
| New Roofing | $7,500 | $8,150 |
| Hardwood Flooring Refinish | $3,000 | $3,000 |
| Insulation Upgrade | $2,100 | $1,600 |
| New Wood Flooring | $5,500 | $5,000 |
| New Garage Door | $2,300 | $2,000 |
| New Vinyl Siding | $13,500 | $10,000 |
